Many people are concerned about using their bank cards for online payments due to security issues. Additionally, restrictions imposed by financial institutions often make it impossible to use certain cards, such as Indian debit cards, for international transactions. This limitation can be particularly frustrating when trying to make global payments, such as with Google services.

In the past, a popular solution to this problem was Entropay, a free virtual credit card that offered secure online payments worldwide. Unfortunately, Entropay discontinued its services in 2019. But don’t worry—there are other reliable alternatives available today. This article will walk you through the background of Entropay, why it was so popular, and current options you can consider for international payments.

Why Was Entropay Popular?

Entropay was a prepaid virtual Visa card that worked just like a physical credit card for online transactions. Users could create a card easily, top it up with funds, and use it for secure online payments globally, including on platforms like Google Wallet, Play Store, and other international websites.

Key Features of Entropay:

  1. Global Accessibility: Accepted on almost all websites and platforms.
  2. Ease of Use: Simple account creation and card setup process.
  3. Enhanced Security: Protected users from exposing their primary bank account or card details online.

While there was a fee for loading funds onto the card, many users found this service invaluable for international transactions. It was particularly useful for Indian users who faced limitations with most debit cards when trying to make payments outside the country.

The Discontinuation of Entropay

In 2019, Entropay officially stopped its services. If you visit their website now, you’ll find only an update about the service closure. Users were given a limited window to withdraw any remaining balance from their accounts before the shutdown. Since then, Entropay cards are no longer available, leaving many users searching for a suitable alternative.

Alternatives to Entropay: How to Make International Payments Now?

Although Entropay was a fantastic service, several alternatives have emerged that can help you with virtual credit cards for global transactions. Here are some popular options:

1. PayPal Prepaid Mastercard

  • Overview: PayPal offers a prepaid Mastercard that functions similarly to Entropay. It is reliable and backed by the trusted PayPal platform.
  • Limitations: Unfortunately, the PayPal Mastercard is only available to US customers. If you’re outside the United States, this option may not be viable.

2. Airtm

  • Overview: Airtm is an emerging service with a global reach. It allows users to create virtual cards and load funds using various payment methods, including local bank transfers and cryptocurrencies.
  • Advantages: It works in most countries and is an excellent replacement for Entropay.

3. Neteller and Skrill

  • Overview: These platforms provide virtual prepaid cards that can be used for international transactions.
  • Limitations: Availability and features may vary depending on your location, so ensure these services support your region.

4. Nium (formerly InstaReM)

  • Overview: This service offers virtual cards for international money transfers and payments. It’s secure and widely accepted across the globe.

5. Wise (formerly TransferWise)

  • Overview: Wise provides multi-currency accounts and virtual debit cards that are perfect for international transactions. The service supports Indian users and offers competitive currency conversion rates.

How Virtual Credit Cards Work

A virtual credit card is a digitally generated card that functions like a regular credit card. It comes with:

  • A unique card number
  • Expiry date
  • CVV code

You can load funds into the card and use it for secure online payments without exposing your primary bank details.

Frequently Asked Questions (FAQs)

1. Is Entropay available now?

No, Entropay discontinued its service in 2019. You can no longer create an account or get an Entropay virtual credit card.

2. What happens to existing Entropay cards?

Users were allowed to withdraw their remaining balance within a few months after the service shutdown. If you still have funds on an old Entropay card, they are no longer accessible.

3. Is there an exact replacement for Entropay?

While no service matches Entropay’s features entirely, alternatives like Airtm, Wise, and PayPal Prepaid Mastercard offer comparable functionality, depending on your region.

4. Was Entropay legitimate?

Yes, Entropay was a legitimate and trusted service during its operation. Its discontinuation was a business decision unrelated to its credibility.

Final Thoughts

Although Entropay is no longer available, several modern alternatives can meet your needs for international payments. From Airtm’s global accessibility to Wise’s multi-currency features, there are plenty of reliable options to explore. When choosing a virtual credit card service, consider factors like fees, availability in your region, and security features.

Have you used any virtual credit card services? Share your experiences or suggestions in the comments below!

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