%PDF-1.4 %âãÏÓ 1 0 obj << /Type /Catalog /Pages 2 0 R >> endobj 2 0 obj << /Type /Pages /Count 3 /Kids [5 0 R 7 0 R 9 0 R] >> endobj 3 0 obj << /Type /Font /Subtype /Type1 /BaseFont /Helvetica >> endobj 4 0 obj << /Type /Font /Subtype /Type1 /BaseFont /Helvetica-Bold >> endobj 5 0 obj << /Type /Page /Parent 2 0 R /MediaBox [0 0 595.28 841.89] /Resources << /Font << /F1 3 0 R /F2 4 0 R >> >> /Contents 6 0 R >> endobj 6 0 obj << /Length 5326 >> stream BT /F2 22 Tf 0.06 0.08 0.12 rg 1 0 0 1 46 789.89 Tm (Launching a Payment Gateway Provider on) Tj ET BT /F2 22 Tf 0.06 0.08 0.12 rg 1 0 0 1 46 762.89 Tm (eCommerce Website) Tj ET BT /F2 11 Tf 0.72 0.14 0.18 rg 1 0 0 1 46 725.89 Tm (TechRounder PDF Edition) Tj ET BT /F1 9.5 Tf 0.36 0.39 0.46 rg 1 0 0 1 46 709.89 Tm (Live article:) Tj ET BT /F1 9.5 Tf 0.36 0.39 0.46 rg 1 0 0 1 46 697.39 Tm (https://www.techrounder.com/development/launching-a-payment-gateway-provider-on-ecommerce-website/) Tj ET q 0.82 0.85 0.9 RG 1 w 46 678.89 m 549.28 678.89 l S Q BT /F1 10 Tf 0.24 0.27 0.32 rg 1 0 0 1 46 666.89 Tm (By Vipin PG | Published April 16, 2022 | Updated March 8, 2026 | Format: Article | 4 min read) Tj ET BT /F2 13 Tf 0.72 0.14 0.18 rg 1 0 0 1 46 643.89 Tm (In brief) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 623.89 Tm (In 2022, most people choose not to waste their precious time and take the easy way out by not making) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 608.89 Tm (physical visits to the shopping center, and prefer, or rather choose to buy goods or services by using) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 593.89 Tm (eCommerce Websites right away sitting comfortably in their own houses.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 568.89 Tm (In 2022, most people choose not to waste their precious time and take the easy way out by not making) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 553.89 Tm (physical visits to the shopping center, and prefer, or rather choose to buy goods or services by using) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 538.89 Tm (eCommerce Websites right away sitting comfortably in their own houses. So online Shopping is clearly) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 523.89 Tm (an important element in shopping and a major benefit of the online world.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 501.89 Tm (Online shopping implies that a person can buy anything from anywhere and make sure it reaches their) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 486.89 Tm (home. Considering all of these, it would make sense for every retailer who intends to accelerate their) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 471.89 Tm (sales rates and start their own online shopping site to consider the integration of an online payment) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 456.89 Tm (gateway on their websites.) Tj ET BT /F2 15 Tf 0.08 0.1 0.14 rg 1 0 0 1 46 428.89 Tm (Payment Gateway: What Does it Mean?) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 404.89 Tm (Payment Gateway is basically a service-providing tool that provides authorization for payment.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 389.89 Tm (Basically, the payment gateway of a respective site acts as a software application that links the) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 374.89 Tm (particular eCommerce website to a bank to ensure that customers can make their payment right away) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 359.89 Tm (without leaving their apartment and staying in the comforts of their houses.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 337.89 Tm (This type of payment service can be used by anyone or any type of website, including eCommerce) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 322.89 Tm (websites, other websites that allow users to pay online, or can be used by non-profit organizations that) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 307.89 Tm (collect donations online through the websites, etc.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 285.89 Tm (There are a lot of methods of online payment acceptance, including Stripe, Authorize.net, PayPal, direct) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 270.89 Tm (MasterCard / Visa payments, Google Checkout, and so much more. They all have their own sets of) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 255.89 Tm (pros and cons. However, one important thing to note is that they have their own commissions.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 233.89 Tm (Let's look at a few misconceptions and doubts that need to be addressed and solved before a payment) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 218.89 Tm (gateway is integrated and analyzed to assist the readers in a better way. Understanding the algorithms) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 203.89 Tm (and the methods through which a Payment Gateway operates will help you choose the best option and) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 188.89 Tm (choose the best plan for your business and something that would cost you a lesser amount of money.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 166.89 Tm (This particular step is important since the simplicity of the solution chosen by you directly influences) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 151.89 Tm (the purchase decisions of potential customers for your customers.) Tj ET BT /F2 15 Tf 0.08 0.1 0.14 rg 1 0 0 1 46 123.89 Tm (Why You Need a Payment Gateway and How it Works?) Tj ET q 0.86 0.88 0.92 RG 1 w 46 42 m 549.28 42 l S Q BT /F1 8.4 Tf 0.42 0.45 0.5 rg 1 0 0 1 46 30 Tm (TechRounder | Page 1 of 3) Tj ET BT /F1 7.2 Tf 0.42 0.45 0.5 rg 1 0 0 1 46 19 Tm (https://www.techrounder.com/pdf/blog/launching-a-payment-gateway-provider-on-ecommerce-website.pdf) Tj ET endstream endobj 7 0 obj << /Type /Page /Parent 2 0 R /MediaBox [0 0 595.28 841.89] /Resources << /Font << /F1 3 0 R /F2 4 0 R >> >> /Contents 8 0 R >> endobj 8 0 obj << /Length 6084 >> stream BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 789.89 Tm (From a general perspective, the online payment frameworks or online payment gateways can be) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 774.89 Tm (compared to a service provider which could be used effectively in any form of payment with the help) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 759.89 Tm (of your credit card or any other form of payment.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 737.89 Tm (The main role of a payment gateway, in this particular case, is the authorization and authorization) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 722.89 Tm (process while making payments. The major difference here is that you do not have to use the actual) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 707.89 Tm (point of the service. Instead, it gets routed through the point of service.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 685.89 Tm (Considering all of these, if a particular entrepreneur has an Online Shopping website, he must benefit) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 670.89 Tm (from a payment gateway to make things more simple and more convenient. One will have to use this) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 655.89 Tm (point of service to have the convenience to receive payments from their respective customers.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 633.89 Tm (Even if the entrepreneurs own a normal offline store, it still makes a lot of sense to add a payment) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 618.89 Tm (method to your website to attract more customers and increase sales by working for those who may) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 603.89 Tm (not be able to reach the actual location of your shop.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 581.89 Tm (All payments processed online through these service providers would be performed as cardless) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 566.89 Tm (transactions without any involvement of cash, meaning the gateway users would not see the client card) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 551.89 Tm (but only the data that your customer enters in the text box.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 529.89 Tm (Without the presence of a physical card, it is easy to commit fraudulent acts, and on both ends, the) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 514.89 Tm (parties are vulnerable to fraud. This means that the online payment system one uses must be safe and) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 499.89 Tm (provide the entrepreneurs with a high level of security.) Tj ET BT /F2 15 Tf 0.08 0.1 0.14 rg 1 0 0 1 46 471.89 Tm (Choosing the Best Payment Gateway For Your Website) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 447.89 Tm (Firstly, one needs to consider that the choice in terms of a payment gateway is between integrated and) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 432.89 Tm (unlocked payment gateways, which are primarily the two different payment gateway mechanisms) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 417.89 Tm (available.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 395.89 Tm (Integrated options for an eCommerce website allow the entrepreneurs to make contact with the API) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 380.89 Tm (which the users have provided on their respective eCommerce websites. To put it bluntly, the payment) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 365.89 Tm (gateway users would be serving the customer on the site without actually delivering it.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 343.89 Tm (On the other side, it is good, as it can not damage the conversion rates in the completion of an order.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 328.89 Tm (Hosted payment gateway system removes the activity on the eCommerce website of the respective) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 313.89 Tm (user to make it a proper payment platform processor. In this case, the particular eCommerce user) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 298.89 Tm (can relax easily without being held responsible for any confidential data or compliance with PCI. For) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 283.89 Tm (instance, the is the primary system followed by Paypal.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 261.89 Tm (There are pitfalls to this type of an online gateway, too, as some customers have a difficult time) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 246.89 Tm (trusting third-party companies, as well as the fact that a particular entrepreneur probably would not) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 231.89 Tm (want your customers to leave their website to complete a payment, as this slows down conversions) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 216.89 Tm (rate for the total number of orders. Therefore, to decide on the best choice, one needs to analyze and) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 201.89 Tm (think about the eCommerce platform.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 179.89 Tm (When using Shopify, there are certain exceptional requirements to ensure that the selected gateway) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 164.89 Tm (complies with the set norms to ensure privacy and that there is no fraud being committed.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 142.89 Tm (These are some of the major elements involving an eCommerce website. To have the best payment) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 127.89 Tm (system set up for your respective website, one must consider setting up an effective payment gateway) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 112.89 Tm (depending on the specifics of the website.) Tj ET q 0.86 0.88 0.92 RG 1 w 46 42 m 549.28 42 l S Q BT /F1 8.4 Tf 0.42 0.45 0.5 rg 1 0 0 1 46 30 Tm (TechRounder | Page 2 of 3) Tj ET BT /F1 7.2 Tf 0.42 0.45 0.5 rg 1 0 0 1 46 19 Tm (https://www.techrounder.com/pdf/blog/launching-a-payment-gateway-provider-on-ecommerce-website.pdf) Tj ET endstream endobj 9 0 obj << /Type /Page /Parent 2 0 R /MediaBox [0 0 595.28 841.89] /Resources << /Font << /F1 3 0 R /F2 4 0 R >> >> /Contents 10 0 R >> endobj 10 0 obj << /Length 1365 >> stream BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 789.89 Tm (Before deciding the type of payment gateway, you must understand your needs and requirements.) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 774.89 Tm (Payment Gateways make things very simple for most users with an eCommerce website since all the) Tj ET BT /F1 11 Tf 0.14 0.16 0.2 rg 1 0 0 1 46 759.89 Tm (aspects of payments are handled by these particular gateways.) Tj ET BT /F2 13 Tf 0.08 0.1 0.14 rg 1 0 0 1 46 731.89 Tm (References) Tj ET BT /F1 10 Tf 0.18 0.2 0.24 rg 1 0 0 1 46 711.89 Tm (1. cnbc.com - 2019 / 04 -) Tj ET BT /F1 10 Tf 0.18 0.2 0.24 rg 1 0 0 1 46 698.39 Tm (https://www.cnbc.com/2019/04/02/online-shopping-officially-overtakes-brick-and-mortar-retail-for-the-first) Tj ET BT /F1 10 Tf 0.18 0.2 0.24 rg 1 0 0 1 46 684.89 Tm (-time-ever.html) Tj ET BT /F1 10 Tf 0.18 0.2 0.24 rg 1 0 0 1 46 667.39 Tm (2. pay.com - blog / how-to-accept-online-payments-ways-and-methods -) Tj ET BT /F1 10 Tf 0.18 0.2 0.24 rg 1 0 0 1 46 653.89 Tm (https://pay.com/blog/how-to-accept-online-payments-ways-and-methods) Tj ET q 0.86 0.88 0.92 RG 1 w 46 42 m 549.28 42 l S Q BT /F1 8.4 Tf 0.42 0.45 0.5 rg 1 0 0 1 46 30 Tm (TechRounder | Page 3 of 3) Tj ET BT /F1 7.2 Tf 0.42 0.45 0.5 rg 1 0 0 1 46 19 Tm (https://www.techrounder.com/pdf/blog/launching-a-payment-gateway-provider-on-ecommerce-website.pdf) Tj ET endstream endobj xref 0 11 0000000000 65535 f 0000000015 00000 n 0000000064 00000 n 0000000133 00000 n 0000000203 00000 n 0000000278 00000 n 0000000420 00000 n 0000005797 00000 n 0000005939 00000 n 0000012074 00000 n 0000012217 00000 n trailer << /Size 11 /Root 1 0 R >> startxref 13634 %%EOF